Metropolitan Bank & Trust Company Tokyo Branch together with its Osaka
Sub-branch (hereinafter referred to as the “Bank”) has no plan to enter into alliance
with any FinTech companies as for API regarding account information and funds
transfer of/from customer’s deposit.

While the Bank fully recognizes the necessity to meet customer/social needs as for
financial innovation, in consideration of limited number of deposit accounts held with
the Bank, Open API (Application Programming Interface) shall not be arranged with
any FinTEch companies.

The above policy is hereby announced in accordance with Article 10 of Supplementary
Provision to the Law for Partial Revision of Banking Act.